i think it is d water
1,700 i would say is an option
the answer is: banks and other financial institutions
banks and other financial institutions tend to like to put their investment on experienced entrepreneurs that manage business with large profits. young owners of a sole proprietorship would be seen as a risky investment with very little return.
the best shot that those young owners have to accumulate their capital would be from angel investors or from friends/family.
the heading goes at the very top of the page, along with your name and address. so heading is correct. good luck.